How To… Travel On A Shoestring

You’ve just finished your exams and walked out the gym hall with a tired but relieved smile on your face. Back home, your whole body sighs as you slump down on your bed and try not to think about anything for a while. You look out the window at the drizzly rain tapping the glass and realise that you’d love to soak up some sunshine this summer but don’t have much dough to pack your bags and head for warmer climes. Travelling overseas can sound like an expensive venture, but if you’re smart you can have a foreign adventure without…

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Top 5 money saving tips for students

It’s the common stereotype that students everywhere are living off instant noodles and energy drinks – and, unfortunately, while this applies to a lot of students, it doesn’t need to. It can be a challenge to save money when you’re used to spending freely without thinking, but there are many great way to cut back on your spending without giving up your social life. Here’s a few words of wisdom…   Don’t buy new books It is a known fact that textbooks are expensive – with the cheapest ones usually around £30 – and seeing as you’ll need multiple books throughout the school, college…

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Takeaway v. Home Cooking

One of the great things about moving away from home and going off to university or college is getting more independent and being in charge of your own money. However, it does suddenly mean that you’re allowed to buy whatever you want, whenever you want. This gets problematic when you’re in the flat on your own surrounded by amazing finds from Urban Outfitters with nothing for dinner. As you stare at your empty kitchen cupboards in your student flat, takeaway becomes more and more tempting… However, phoning in your tea cane be really expensive. We donned the chef’s hat and…

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How To… Have Fun on a Student Budget

Being a student will be one of the most exciting times of your life. You’re meeting new friends, seeing new places, experiencing new things… But there’s only one problem: You’re broke. We’ve all been there – it’s tough when you don’t have the money to spend on a day out with friends. But have no fear! Don’t have the cash to splash? Follow these handy tips on how to have fun on a budget… The Cinema With popcorn in one hand and a coke in the other, going to the cinema is one of my favourite things to do. And…

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New Semester Resolutions

With summer drawing to a close, us students will no doubt be starting to plan the dreaded budget and the thought of giving up the luxuries we enjoyed over summer can heartbreaking. But by following these ‘new semester resolutions’ you can still save money without having to sacrifice the things you love… 1 )Walk more You don’t need a flashy gym membership to keep yourself in shape. Scotland’s cities are small and it’s actually really easy for us to walk from A to B. For those living where you study, start walking to campus – your legs and waistline will…

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From Junk to Jewels: Making the Most of Charity Shops

Charity shop stock is often looked upon as junk. Junk that no else wanted so it was stuffed in bags and dumped on Oxfam’s doorstep. Taking a different perspective however and getting creative with this ’junk’ could save you a small fortune, whilst donating to a good cause. Here are a few ideas to get you started with the most commonly found items… Clothes are the most popular find in charity shops and aren’t necessarily a pile of OAPs’ hand-me-downs. Perhaps someone donated their wardrobe after losing weight and no longer fit the attire or someone with a bursting designer…

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Managing student debt

We’re in a recession, and there is no way of avoiding it. High street stores are closing left, right and centre and finding a job appears harder than ever. Your education is one way to single yourself out when it comes to job-hunting, but unfortunately knowledge is not free. Though here in Scotland we’re lucky to get help towards our tuition fees, the cost of living and the tools required to study effectively could still amount to a fairly hefty debt. If you study south of the border you have your tuition fees to pay too, adding further to the…

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Money Management

If talk of APRs and overdrafts has your head in a spin, our handy ‘how to’ guide will soon sort out your banking woes… PICK A BANK Whether you want to set up your first account or you think it’s time to get a better deal, the big question is – how do you pick a bank? Shop around for an account which will meet your needs. At the start of term, lots of high street banks start dishing out freebies to people opening student accounts. Don’t let the promise of a free camera or cinema passes cloud your judgement!…

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MON£Y MATT£RS

Mystified by money? Bad with a budget? You’re not alone! We spoke to Phillipa Cook, who graduated in 2009 and now works for the Financial Ombudsman Service – the free service set up by law to sort out problems between customers and financial businesses – for the top money tips she wishes she’d known before she began student life… As you’re getting ready to start – or head back – to college or university, you might be thinking about reviewing your finances for the coming year. Whether this is your first taste of financial freedom away from home or you’re…

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